Risk & Suitability
Concentration, VaR and mandate-limit monitoring; MiFID II / Reg BI suitability checks
Accounts Monitored
1,284
Open Flags
4
High Severity
3
Resolved (7d)
2
About This Agent
Data on This Page
Six flags across six accounts (Hargrove Trust, Nordholm Pension, Ito Holdings, Whitmore Family Office, Al-Rashid UHNW, Chen Family Trust) covering concentration, duration mismatch, suitability, currency exposure and liquidity coverage issues, each with a severity rating and Open/Resolved status.
What This Agent Does
Continuously screens portfolios for concentration limits, duration/liquidity mismatches, currency exposure ceilings, and MiFID II / Reg BI suitability alignment between a client's risk tolerance and their actual portfolio risk — raising severity-rated flags on any mandate-limit or suitability breach for compliance and advisors to remediate and mark resolved.
Worked Examples
- Ito Holdings has a high-severity Suitability Review flag: risk tolerance was downgraded but the portfolio is still positioned at the prior aggressive weight — a direct suitability breach needing rebalancing or a documented client override.
- Al-Rashid UHNW has a high-severity Liquidity Coverage flag: illiquid alternatives sit at 34% against a 25% mandate cap — the largest limit breach by percentage points in the table.
- Chen Family Trust's low-severity Sector Concentration flag (technology at 29% vs a 25% guideline) is already Resolved, showing the drift has been brought back in line.
Try It — Concentration Checker
Enter a position size, total AUM and mandate limit — the breach check below is computed live from what you enter.
Computed Concentration
18.5%
| Account | Issue | Detail | Severity | Status | Action |
|---|---|---|---|---|---|
| Hargrove Trust | Single-name concentration | Equity position at 18.4% of AUM vs 15% mandate limit | High | Open | |
| Nordholm Pension | Duration mismatch | Portfolio duration 8.2yrs vs liability duration 6.1yrs | Medium | Open | |
| Ito Holdings | Suitability review | Risk tolerance downgraded, portfolio still at prior aggressive weight | High | Open | |
| Whitmore Family Office | Currency exposure | Unhedged JPY exposure above 12% policy ceiling | Medium | Resolved | |
| Al-Rashid UHNW | Liquidity coverage | Illiquid alternatives now 34% vs 25% mandate cap | High | Open | |
| Chen Family Trust | Sector concentration | Technology sector at 29% vs 25% guideline | Low | Resolved |